mudharabah
- Islamic Finance
Islamic New Year and Its Financial Wisdom
The Islamic New Year, also known as the Hijri New Year, marks the beginning of the Hijri calendar based on the migration (Hijrah) of Prophet Muhammad (Shallallahu Alaihi Wa Sallam) from Mecca to Medina. For Muslims, this moment is not merely a change of the year but a symbol of new beginnings and spiritual reflection. Beyond its spiritual significance, the…
Read More » - Islamic Economics
Musyarakah Contracts and Capital Guarantee: What You Need to Know
One of the Shariah-compliant cooperative contracts is the Musyarakah contract. This contract involves joint participation in business activities, including sharing profits and bearing losses. However, there are cases where one of the shariks, especially a large investor, asks for a capital guarantee from the business manager when investing in a business. Is this permissible in Shariah? The basic provisions regarding…
Read More » - Business
How Mudharabah Akad Works in Sukuk Issuance
The Islamic capital market is one of the innovations in the field of Islamic finance that presents Islamic contracts and values in capital practices and transactions in the capital market. One of the innovations in securities issuance in the Islamic capital market is sukuk. Sukuk itself is defined based on the fatwa of the National Sharia Council of the Indonesian…
Read More » - Muamalah Fiqh
Musyarakah With Tiered Profit Sharing, Is It Allowed?
One of the possible profit-sharing schemes proposed in a Musyarakah contract is a tiered profit-sharing scheme. This is done by providing different profit sharing ratios based on a certain percentage of profit realised from capital or sales. An example is as follows: Also Read:The Meaning of Eid al-Fitr in Making Financial Hijrah Implementation of The Zakat System in The Modern EraKenapa…
Read More » - Muamalah Fiqh
Mudharabah is The Spirit of Mutual Assistance in Business Financing, How Come?
In Islamic economics, the values of mutual assistance and cooperation are at the core of every financial transaction. One form of cooperation that is upheld in business financing is the mudharabah contract. This contract is not just a business agreement, but also reflects the spirit of mutual support between the capital owner (shahibul maal) and the business manager (mudharib). With…
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